5 Steps to Getting Wealth Organised in 2025

Whether you’re a financial adviser, an accountant or an investor, here’s how to set a strong foundation for 2025 by organising your wealth, from the traditional to non-traditional assets.

Getting your finances in order is one of those to-do list things that tends to creep up on us as we approach the end of the year and get ready to set New Year resolutions.

It’s often the feeling of financial disorganisation or maybe just not having enough clarity on your whole wealth picture that seems to trigger people into taking action over the Christmas break.

To help make sure that your best intentions are not like a healthy eating plan that comes to an abrupt end with a hamburger in February, we’ve broken down the process to getting your wealth affairs in order, so you, or even your clients, can tackle financial organisation early and maintain control and peace of mind throughout 2025.

1. Know Your Asset Structures Understanding the framework of your assets is the first step in organising your wealth. This involves knowing how your assets are structured, whether they’re in trusts, joint accounts, or individual accounts. Having a clear picture of your asset structures will help you make informed decisions and plan effectively for the future.
2. Find Your Important Documents Gather all your important financial documents, including wills, insurance policies, and investment statements. Having these documents organised and easily accessible in the one place, such as the HeirWealth app, is crucial in managing your wealth efficiently. Consider creating both physical and digital copies to ensure they are safe and readily available when needed.
3. Know All Your Bank and Investment Accounts Make a comprehensive list of all your bank and investment accounts. This includes savings accounts, superannuation funds, and any other investment funds. Knowing the location and status of these accounts will help you track your financial progress and make necessary adjustments.
4. Know Your Important Contacts Keep a list of essential contacts who can assist you with financial matters. This may include your trusted financial adviser, accountant, lawyer, and your insurer. Knowing who to call, or who your family should call if something were to happen to you, can save you time and stress when you need expert advice or assistance.
5. Value Your Physical Assets Regularly valuing your physical assets, such as property, vehicles, art and even jewerlly items such as watches, is an important part of wealth management. Services like HeirWealth can help you automatically value these assets and remind you when updates are needed. This ensures you have an accurate understanding of your net worth and can make informed decisions about buying, selling, or insuring your assets.

By following these five steps, you can begin the New Year with a clear and organised financial picture.

Not only does this provide peace of mind, but it also sets a strong foundation for achieving your financial goals in 2025 and beyond.

So, this Christmas, give yourself the gift of financial organisation and start the year with confidence and control.